top of page


It is about how you get from where you are right now to where you want to be.

It is about achieving your personal financial goals and enabling you to enjoy the fruits of your labors without having to worry if tomorrow will be a good or bad day in the markets. It is important to plot your path, have a plan how to get there, and get the right advice along the way.

Unfortunately, too many people do not get the "right" advice, and they are at risk of not accomplishing their financial goals. Of those who do make it securely through retirement, some will get there simply because they were lucky, but most will have created their financial security because they had a strategy. They will have saved and invested and grown their money in the right way, protecting it from unnecessary risks and fees. They will work with advisors that will take the time to get to know them, communicate clearly and help guide their way. Advisors that work for them, that have a fiduciary responsibility to watch or for their best interests, and not the interests of some big brokerage firm that may be telling what they can and cannot do based on their own needs and not yours. If you are looking to get somewhere -- to get "There" – we, the team at Fleming Financial, know how to set a course, it is what we do and we do it well. We are Investment Specialists, Retirement Advisors, Insurance Professionals and Financial Planners. We will integrate your finances, taxes, insurance and estate planning needs, so that they will be aligned with your goals and needs. In today's world we do not want to lose any opportunities to grow and protect your money. Our holistic approach is about you and helping you achieve your personal goals, and it is integral to coordinate your finances, taxes and estate planning. Remember, it is not what you make, but what you keep that matters.

Always have a plan, remain flexible and make adjustments as necessary, and even small improvements can make a significant difference over time. We, at Fleming Financial Services, are about always seeking those improvements and constantly trying to improve on what we believe to be the right approach to investing and financial management. The decisions we make financially will affect more than ourselves and it is important to not accept anything less than always trying to do as best you can.

Wherever you are now we can help you get to where you want to be. The road between here to there can be better for those who know the way. We call the financial road map we provide our clients their personal "Retirement Navigator." It helps you "navigate" the often-choppy waters of investing and growing your money. Your personalized Retirement Navigator is a written financial plan that is specifically design for you: based on your goals, your objectives, and your needs. It is your personal financial roadmap, and it covers important items that may affect your financial security such as: outlining your goals and expectations, what investments make sense, and where we will take the needed income. Your Navigator will provide you with tax reduction strategies, it will stress test your current investments looking for unnecessary risks that you may not be aware of, provide simple to implement asset protection and tax reduction strategies, and most importantly provide you with our investment recommendations to help you get and keep your finances on track. It is the Fleming Way: we provide you clearly communicated, written guidance, and investment advice that is always in your best interest. We are Fiduciaries and we take the responsibility seriously.

Our Risk Managed approach to investing is unique. It is the Fleming Way of investing, and along with our innovative proprietary approach to investment management, we incorporate easy to access tracking tools to help track your progress every step of the way. Our program is based on full transparency and disclosure, no secrets or hidden fees. We make it easy to know what you are paying and how you are doing. You need to know these things to understand the value we bring you as a trusted advisor.

Our goal is to provide you customer services that are unparalleled in our industry; we don't measure ourselves against other advisory firms - that just wouldn't be good enough. Our goal is to stand out in a crowded industry that often does not truly take the time to get to know their clients. Once you experience The Fleming Way, we are confident you will not be willing to settle for anything else!

Now more than ever, you need to rethink your strategy on how you navigate your investments between risk and reward. That's what we do: we provide financial advice for successful people who want to grow and protect their money. Our reputation is built on a long track record of working with people who like to succeed -- people like you. Our process is sound and solid: we define your goals, review your assets, analyze your needs, provide recommendations, implement execution, monitor track your progress, and make any adjustments as warranted. We take the holistic view and provide you the comfort and knowledge that your investments will be managed in a conservative and well thought out manner. We do this by clearly communicating with you and understanding your needs, and by mapping out a plan and picking the investments that we truly believe are right for your particular situation. It is not about hitting a "homerun" in the markets, it is about advancing toward your financial goals "one base at a time." It is about growing and protecting your wealth so that you can enjoy your retirement and the fruits of your labors. That's our job, and we do it well. If you want to secure your financial future, let us show you how.

I am confident we can show you a better way to achieve your goals!

bottom of page