As President of Fleming Financial Services, Nancy Fleming's goal is to give her clients clarity and confidence about their financial futures.

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It's something she wanted 25 years ago as a single parent struggling to ensure her young family's survival. Nancy didn't have time to work, raise a family and pursue her passion of financial research, so she made her passion her career and became a financial planner.

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"Helping people plan for a secure retirement is my crusade in life.  I want to provide a 'safe haven' where people feel they can come and talk to me because I take the time to listen and help them understand their options."

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A lot of people have accumulated assets, but have a problem they can't solve without involving a professional, she says.  She suggests seeking out a Certified Financial Planner because of the discipline and additional training and ethics courses required.  "Knowing the difference between a salesman and a credentialed advisor could mean the difference between enjoying your retirement or having to work extra years to recover from bad advice", she says.

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Nancy knows that investing the time now will definately pay off in retirement.  "I tell people there's no silver bullet that will solve their problems.  Answering their concerns will take a little time for us to talk, gain a mutual understanding and develop a rapport so we are on the same path to achieving their goals."